Tech Emerging

eFAIDA's Emerging Technologies feature looks at compelling new technologies that will be available within the next 12 months and that could have a significant impact on the way IT leaders do their jobs. We examine the prospects for the technology, how vendors will package it and the issues IT executives will face if they decide to deploy it in an enterprise setting.

We look for technologies for which products or services are either newly minted or will be available within the next 12 months. The technologies may be based on specifications created by standards groups or on proprietary efforts. The biggest factor in choosing a technology is its impact on eFAIDA's core readers: IT managers in midsize and large companies.

Many ideas come from our reporters and editors who pass on information about the hottest new technologies they're seeing. We also query analysts, industry leaders, and standards organizations. Most importantly, our readers, the IT people actually buying this stuff, send in suggestions. And vendors may nominate their own products that are based on innovative new technologies.

eFAIDA goes beyond simply explaining how the technology works to review how vendors are implementing it in their own products and services and how well it will play when IT managers start deploying it alongside the rest of the IT infrastructure.More personalized service. Fintech startups provide all their services through their apps, so they don’t have to establish physical branches, which means they can offer a lower interest rate than their competitors to customers.